Discipline III

Patience,
managed
professionally.

Discretionary and advisory mandates run by the desk that knows your whole picture — deposits, credit and capital together. Positions are priced daily. Everything lands on one consolidated statement.

Speak with the Desk The two mandates

How we work

Two mandates.
Pick your distance.

Both run through the same desk and settle on the same ledger. The only question is who holds the pen.

Discretionary

We act within a policy agreed in writing — allocation bands, income requirements, the things we never buy. Trades clear on our ledger the day they happen. You read about it monthly.

One ledger

We hold the pen

Advisory

We bring the analysis — documented, priced and sized. You keep the pen. Nothing moves until you say so, and when you do, it settles the same day on the same ledger.

Your call

You hold the pen

Consolidated reporting

One ledger.
One number.

Every account and every position — deposits, mandates, credit — on a single statement that reconciles to the cent. The cycle is monthly. The relationship value is one number, and it is the same number on every page that carries it.

DailyPositions priced

MonthlyConsolidated statement

To the centReconciliation

The house in figures

Measured in generations.

The mandate is old, and it is meant to stay that way. The figures that count are the ones that barely move from one decade to the next.

219Years, one charter

8Generations served

41Client families

24hDesk availability

The book

What we hold.

Nothing on this list needs explaining twice. That is the point.

I. Broad market funds The core The boring core, deliberately. Low cost, fully paid, never lent out. It compounds while the interesting ideas come and go.

II. Treasuries & investment grade credit Ballast Laddered to the income you actually need, not the yield that reads well. Held to maturity unless there is a reason not to.

III. A short list of businesses Owned for decades Companies we underwrote once and have held through several panics since. The list gets shorter, not longer.

IV. Gold Since 1807 Old habits, honestly earned. A small allocation, held in allocated form. It has never once been clever, which is why it is still here.

In plain terms

Markets are not deposits.

Investment products are offered through Ingot Private Wealth Management, are not FDIC insured, are not bank guaranteed, and may lose value. Discretionary and advisory services are provided under a written agreement; fees are stated in plain figures before you sign. Past performance does not assure future results. Consolidated statements report document facts as issued; verification is available at any time at verify.ingotprivate.com/s.

Introductions are made, not applied for.

Write to the desk, or ask the client who sent you here to make the call.

Speak with the Desk

Patience,managedprofessionally.

Two mandates.Pick your distance.